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Auto Insurance

NC state law requires a minimum of Liability and Uninsured/Underinsured Motorist insurance. However, you may want to acquire auto insurance coverage for your vehicle for collision, towing and/or rental car coverage. Let us customize an auto policy to suit your auto insurance coverage needs.

No matter if you have an automobile, classic car, off road vehicle or golf cart, our team has multiple markets to shop you through!

We would be happy to meet with you to review your auto insurance requirements and provide you with a free quote. Give us a call today at 910-722-3225.

Miscellaneous Coverage

Towing and Labor

This coverage pays for towing and labor costs each time your covered auto or any non-owned auto is disabled or the keys are lost, broken or accidentally locked in the car.

Rental Reimbursement

This coverage will pay, up to a specified rate and maximum total amount, transportation expenses incurred by you or loss of use expenses for a non-owned vehicle for which you become legally responsible.

Rented Vehicles

This endorsement provides coverage for you or a family member who rents a rental vehicle on a daily bases for less than 22 consecutive days.

Miscellaneous Vehicles

This endorsement covers motorcycles, golf carts, travel trailers and similar type vehicles.

Custom Equipment

This endorsement increases the limits of liability for custom furnishings and equipment and for additional permanently installed electronic accessories.

Death Indemnity, Specific Disability, and Total Disability

This endorsement provides benefits for death, dismemberment, specific disability and total disability.

Auto Insurance
Client Success Stories

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I had my homeowners and auto policies with another independent agent, and was notified that my homeowners cost was going up almost $1,000 for the year. Alexandra was able to find my exact coverage for the price I was already paying, saving me $1K on my homeowners insurance. She also found a lower price for my auto policy, as well as coverage for my golf cart. When I have a question, she answers right away. I cannot recommend her enough!!

Kitty M.

I was fortunate to have Cavik Insurance recommended to me by my mortgage lender. The Cavik team has responded to all of needs my within the day and usually within an hour. Since insuring my home and being 100% satisfied, I have insured both cars and my motorcycle. I couldn't be more please.

Steve K.

Responsive and works with you to find the policy and coverage that you need. I really appreciated that many emails and calls to help us get the right insurance for our home and car. I recommend!

Amber S.

Timely, excellent service with great rates on home and auto policies.

Daniel P.